Services

Elevation Certificate Survey

An Elevation Certificate Survey is usually conducted in connection with a application for flood insurance through the National Flood Insurance Program.  Lenders may require the purchase of flood insurance if the property is located in or near a Special Flood Hazard Area as designated by FEMA.  Flood Insurance is mandatory for homes in high- risk flood areas if the lender is a federally regulated lender. The survey results in the completion of an Elevation Certificate Form issued by FEMA.  The completed Elevation Certificate Form establishes the relationship between the foundation elevation and the base flood elevation (if known).  The relationship will allow help define the amount of the insurance premium for the property.

Did you know:

• You do not have to be located within a designated Special Flood Hazard Area to purchase flood insurance.  • 1 in 4 flood insurance claims come from outside of high-risk areas. • Most homeowners and renters insurance policies do not cover flood damage. • Flood Insurance coverage for homeowners living in moderate to low risk flood areas can be as low as $325 per year. • One inch of water in an average sized home can cause more than $25,000 in damage.